Centier Bank

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Centier Checking
A flexible personal checking account experience for effortless banking!
  • Minimum Balance to Open: $50
  • Monthly Fees: $0 (with e-Statements or direct deposit, or $100 minimum daily checking account balance OR $2/month)
  • Applicants must be at least 18 years old to apply
  • Debit card included
Interest Checking
A flexible personal checking account that earns interest.
  • Minimum Balance to Open: $50
  • Monthly Fees: $0 (with e-Statements or direct deposit, and a $500 minimum daily checking account balance or $1,000 average monthly balance with this account OR $4/month)
  • Interest Paid: Monthly
  • Applicants must be at least 18 years old to apply
  • Debit Card Included
50 Advantage Checking
An interest-bearing checking account for clients age 50 and better!
  • Earns Interest
  • Minimum Balance to Open: $50
  • Monthly Fees: $0 (with e-Statements or direct deposit, or $100 minimum daily checking account balance OR $2/month)
  • Interest Paid: Monthly
  • Debit Card Included
Statement Savings
Our most popular savings account.
  • Minimum Balance to Open: $100
  • Minimum Balance to Earn Interest: $100
  • Monthly Fees: $0 (with $100 minimum daily savings account balance OR $4/month)
  • Interest Paid: Quarterly
  • Applicants must be at least 18 years old to apply
Advantage Savings
Exclusive to 50 Advantage members.
  • Minimum Balance to Open: $0
  • Minimum Balance to Earn Interest: $0
  • Monthly Fees: $0
  • Interest Paid: Monthly
Connect Checking & Savings Bundle
Centier Connect links your checking and savings and rewards you with a premium savings rate up to 5.00% APY. *
  • Premium Savings Rate
  • Minimum Balance to Open: $50 Checking and $100 Savings
  • Checking Account Monthly Fees: $0 (with e-Statements or direct deposit, or $100 minimum daily checking account balance OR $2/month)
  • Interest Paid: Checking – N/A, Savings - Monthly
  • Applicants must be at least 18 years old to apply
  • Debit Card Included
Billinero Savings
A savings account with a twist! Your Billinero account works as a traditional savings account – you always have access to your money and earn interest. Plus, Billinero gives you chances to win cash prizes!

More Info
  • Minimum Balance to Open: $0
  • Minimum Balance to Earn Interest: $0
  • Monthly Fees: $0
  • Interest Paid: Monthly
  • Applicants must be at least 18 years old to apply and reside in Arkansas, Connecticut, Illinois, Indiana, Kansas, Michigan, Minnesota, Missouri, Nebraska, Oregon, South Carolina, or Virginia whose accounts are in good standing are eligible to participate
Money Market
Earn competitive interest on higher account balances with tiered rates!
  • Minimum Balance to Open: $100
  • Minimum Balance to Earn Interest: $0
  • Monthly Fees: $0
  • Interest Paid: Monthly
  • Applicants must be at least 18 years old to apply
Consumer Certificate of Deposit
A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term).

View our Rates
  • Minimum Balance to Open: $1,000
  • Applicants must be at least 18 years old to apply
7 Month CD Special